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Market players need specific requirements to comply with the new obligations in PSD2.
The revised Payment Services Directive (PSD2), which enters into application on 13 January 2018, will facilitate innovation, competition and efficiency.It is also because there may be alternative authentication mechanisms that are equally safe and secure.However, payment service providers that wish to be exempted from SCA must first apply mechanisms for monitoring transactions to assess if the risk of fraud is low.All payment service providers will need to prove the implementation, testing and auditing of the security measures.In case of a fraudulent payment, consumers will be entitled to a full reimbursement.
It includes payment initiation services and account information services. Strong Customer Authentication (SCA) How will the new RTS enhance security for electronic payments?